A towing capacity calculator checks your rig against GCWR, GVWR, and payload using curb weight, loaded trailer weight, and tongue weight (typically 10–15% of trailer weight). “Max tow” on the tailgate is marketing unless you still have payload and axle capacity left after passengers, gear, and hitch weight.
Travel trailer and boat owners use it before a long grade to see remaining payload. Half-ton and HD truck buyers verify whether a loaded 6,500 lb trailer fits the door-sticker limits for their exact VIN.
A good outcome: clear headroom or red warnings on GCWR/payload — then you still confirm hitch class, tire rating, brake controller, and trailer brakes separately. Pair with fuel cost for the haul and gear ratio for cruise RPM with the load.
Max trailer (GCWR method) ≈ GCWR − Curb weight
Tongue weight = Trailer weight × (Tongue % ÷ 100)
Payload remaining = GVWR − (Curb + Tongue)
Always confirm receiver rating, brake controller, tires, and trailer brakes independently of this estimate.
Max trailer (GCWR method) ≈ GCWR − curb weight. Tongue = trailer × (tongue % ÷ 100). Payload remaining ≈ GVWR − (curb + tongue).
Example: GCWR 15,000 lb, curb 5,200 lb → about 9,800 lb trailer cap before passengers and cargo reduce margin.
Downgrades for altitude, missing tow package, or wrong axle ratio are not modeled — read the towing guide for your engine and gear.